US5.com
  1. Home
  2. States
  3. Indiana
  4. ZIP 46765
  5. Housing & Real Estate
Leo-Cedarville town, IN

ZIP 46765 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46765

Median Home Value
$281,900
Median Rent
$842
Affordability Snapshot
$78,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,811/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46765 in Leo-Cedarville town, IN, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,811. That sits below the local median household income ($105,114), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
94.7%+45% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
92.0%+6% vs US avg
x
4+ Bedrooms
9.9%-33% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
3.4%-51% vs US avg
x
Rent Burden >30%
53.3%+7% vs US avg
x
Mortgage-Free
40.2%+5% vs US avg
x
$281,900
Home Value
$842
Rent
1982
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached98.6%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.6%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$281,900
Median rent$842
Owner-occupied94.7%
Vacant3.4%
Price-to-income2.7x
Est. income to buy$78,000