ZIP Code 46786 — undefined, IN Demographics & Data

ZIP code 46786 covers IN in LaGrange County with a population of about 38.

It sits in telephone area code 260; U.S. House district IN-3; the SOUTH BEND - ELKHART media market.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%; 71.0% of adults with a bachelor’s degree or higher (about 37.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing and Healthcare; a mean commute of about 38.0 minutes (U.S. average near 26.8).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for IN as Relatively Low (composite score 62.4), which is near the middle of the national distribution. The strongest component scores on US5 are flood (65.6) and hurricane (48.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for IN show little to no average snow and around 38.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2 for ZIP 46786 (IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.