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Fort Wayne city, IN

ZIP 46825 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46825

Median Home Value
$202,200
Median Rent
$920
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,299/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46825 in Fort Wayne city, IN, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,299. That sits below the local median household income ($68,890), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
58.2%-11% vs US avg
x
Vacancy Rate
6.0%-41% vs US avg
x
Broadband Access
93.8%+8% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
14.1%-72% vs US avg
x
Mortgage-Free
35.4%-7% vs US avg
x
$202,200
Home Value
$920
Rent
1989
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.7%
  • 1-unit attached3.0%
  • 2-9 units22.2%
  • 10+ units12.9%
  • Mobile home & other5.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$202,200
Median rent$920
Owner-occupied58.2%
Vacant6.0%
Price-to-income2.9x
Est. income to buy$56,000