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ZIP 46885 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46885

Median Home Value
$158,700
Median Rent
$1,163
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,019/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46885, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,019. That sits below the local median household income ($72,469), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
87.0%+33% vs US avg
x
Vacancy Rate
0.7%-94% vs US avg
x
Broadband Access
90.4%+4% vs US avg
x
4+ Bedrooms
3.3%-78% vs US avg
x
Built Pre-1939
1.2%-91% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
18.7%-62% vs US avg
x
Mortgage-Free
24.0%-37% vs US avg
x
$158,700
Home Value
$1,163
Rent
1971
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.8%
  • 1-unit attached2.1%
  • 2-9 units4.6%
  • 10+ units2.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$158,700
Median rent$1,163
Owner-occupied87.0%
Vacant0.7%
Price-to-income2.2x
Est. income to buy$44,000