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ZIP 46903 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46903

Median Home Value
$65,600
Median Rent
$629
Affordability Snapshot
$18,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$421/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

8.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46903, a household would need roughly $18,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $421. That sits below the local median household income ($38,125), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 27% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
45.0%-31% vs US avg
x
Vacancy Rate
27.2%+164% vs US avg
x
Broadband Access
82.3%-5% vs US avg
x
4+ Bedrooms
0.3%-98% vs US avg
x
Built Pre-1939
13.6%+6% vs US avg
x
Built Post-2014
1.1%-85% vs US avg
x
Rent Burden >30%
11.7%-76% vs US avg
x
Mortgage-Free
40.8%+7% vs US avg
x
$65,600
Home Value
$629
Rent
1955
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.1%
  • 1-unit attached1.3%
  • 2-9 units15.8%
  • 10+ units17.3%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$65,600
Median rent$629
Owner-occupied45.0%
Vacant27.2%
Price-to-income1.7x
Est. income to buy$18,000