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Kewanna town, IN

ZIP 46939 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46939

Median Home Value
$106,100
Median Rent
$496
Affordability Snapshot
$29,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$682/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

17.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46939 in Kewanna town, IN, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $682. That sits below the local median household income ($63,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.3%+38% vs US avg
x
Vacancy Rate
24.0%+133% vs US avg
x
Broadband Access
83.6%-4% vs US avg
x
4+ Bedrooms
3.5%-76% vs US avg
x
Built Pre-1939
8.3%-35% vs US avg
x
Built Post-2014
2.3%-66% vs US avg
x
Rent Burden >30%
21.1%-58% vs US avg
x
Mortgage-Free
55.3%+45% vs US avg
x
$106,100
Home Value
$496
Rent
1960
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.6%
  • 1-unit attached0.0%
  • 2-9 units1.4%
  • 10+ units1.3%
  • Mobile home & other7.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$106,100
Median rent$496
Owner-occupied90.3%
Vacant24.0%
Price-to-income1.7x
Est. income to buy$29,000