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, IN

ZIP 46945 — Climate & Environment

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Climate, disaster risk, air quality, and environmental safety

Environment & Risk in ZIP Code 46945

Disaster Risk (FEMA NRI)

County-linked natural hazard risk from FEMA National Risk Index — useful for comparing insurance and disaster exposure.

FEMA’s National Risk Index rates natural-hazard risk for IN as Very Low (composite score 20.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (32.5) and flood (20.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Overall rating
Very Low
Risk index
20.2
Flood risk
20.5
Wildfire risk
5.4
Hurricane risk
32.5
Earthquake risk
43.7
Tornado risk
50.8
Winter weather risk
26.0
Hail risk
52.5

Climate & Weather in ZIP Code 46945

Climate normals for IN show limited published climate normals on US5. Pair that with FEMA NRI hazard context (overall rating Very Low) when evaluating long-term housing and insurance exposure.

7-day weather forecast

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Sunrise, sunset & moon

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Monthly Temperature

No monthly temperature data

Climate Data
Hardiness Zone
6a
Annual Snow Days
N/A
Annual Precipitation
N/A
FEMA NRI rating
Very Low

Climate & Environment key statistics

Climate statistics
Climate
Hardiness zone6a
Risk & Air Quality statistics
Risk & Air Quality
NRI ratingVery Low
NRI risk index20.2
Flood risk (NRI)20.5
Wildfire risk (NRI)5.4
Hurricane risk (NRI)32.5