Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 46965 covers Kokomo, IN in Howard County with a population of about 44.
At a glance, the area shows median age of 39.1 (near the U.S. median).
It sits in telephone area code 765; U.S. House district IN-5; the INDIANAPOLIS media market.
On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%.
Labor and commute patterns include leading industry context around Retail trade; a mean commute of about 23.0 minutes (U.S. average near 26.8).
Housing tenure and rents show owner-occupancy near 0.0% (about 65.4 points below the national owner-occupancy rate (65.4%)).
FEMA’s National Risk Index rates natural-hazard risk for Kokomo city, IN as Relatively Low (composite score 63.7), which is near the middle of the national distribution. The strongest component scores on US5 are flood (64.5) and hurricane (32.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.
Climate normals for Kokomo city, IN show limited published climate normals on US5.
IRS migration statistics show a net inflow of about 2 for ZIP 46965 (Kokomo city, IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.