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ZIP 46977 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46977

Median Home Value
$160,345
Median Rent
$615
Affordability Snapshot
$44,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,030/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

21.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46977, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,030. That sits below the local median household income ($67,984), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.1%+27% vs US avg
x
Vacancy Rate
4.7%-54% vs US avg
x
Broadband Access
74.8%-14% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
5.4%-57% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
5.9%-88% vs US avg
x
Mortgage-Free
44.6%+17% vs US avg
x
$160,345
Home Value
$615
Rent
1958
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.9%
  • 1-unit attached0.6%
  • 2-9 units2.5%
  • 10+ units1.8%
  • Mobile home & other5.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$160,345
Median rent$615
Owner-occupied83.1%
Vacant4.7%
Price-to-income2.4x
Est. income to buy$44,000