ZIP Code 46984 — Somerset CDP, IN Demographics & Data

ZIP code 46984 covers Somerset, IN in Wabash County with a population of about 7.

It sits in telephone area code 765; U.S. House district IN-2; the FT. WAYNE media market.

Somerset, IN fits a retirement-oriented profile (high share of residents 65+ (100.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 0.0%.

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

FEMA’s National Risk Index rates natural-hazard risk for Somerset CDP, IN as Very Low (composite score 41.0), which is near the middle of the national distribution. The strongest component scores on US5 are flood (47.3) and hurricane (30.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Somerset CDP, IN show little to no average snow and around 40.3 inches of annual precipitation.

IRS migration statistics for ZIP 46984 (Somerset CDP, IN) are roughly balanced (near-zero net) on US5’s published series.