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Wabash city, IN

ZIP 46992 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 46992

Median Home Value
$141,800
Median Rent
$531
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$911/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

22.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 46992 in Wabash city, IN, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $911. That sits below the local median household income ($65,500), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
77.8%+19% vs US avg
x
Vacancy Rate
8.4%-19% vs US avg
x
Broadband Access
90.1%+4% vs US avg
x
4+ Bedrooms
4.1%-73% vs US avg
x
Built Pre-1939
5.3%-59% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
12.5%-75% vs US avg
x
Mortgage-Free
36.3%-5% vs US avg
x
$141,800
Home Value
$531
Rent
1959
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.2%
  • 1-unit attached1.8%
  • 2-9 units8.3%
  • 10+ units2.9%
  • Mobile home & other2.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$141,800
Median rent$531
Owner-occupied77.8%
Vacant8.4%
Price-to-income2.2x
Est. income to buy$39,000