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Osgood town, IN

ZIP 47037 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 47037

Median Home Value
$183,200
Median Rent
$564
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,177/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 47037 in Osgood town, IN, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,177. That sits below the local median household income ($71,068), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.8%+13% vs US avg
x
Vacancy Rate
9.0%-13% vs US avg
x
Broadband Access
83.2%-4% vs US avg
x
4+ Bedrooms
0.5%-97% vs US avg
x
Built Pre-1939
18.1%+41% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
12.0%-76% vs US avg
x
Mortgage-Free
35.2%-8% vs US avg
x
$183,200
Home Value
$564
Rent
1961
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.9%
  • 1-unit attached1.8%
  • 2-9 units5.2%
  • 10+ units3.7%
  • Mobile home & other5.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$183,200
Median rent$564
Owner-occupied73.8%
Vacant9.0%
Price-to-income2.6x
Est. income to buy$50,000