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Austin city, IN

ZIP 47102 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 47102

Median Home Value
$121,100
Median Rent
$494
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$778/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 47102 in Austin city, IN, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $778. That sits below the local median household income ($47,617), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.2%+15% vs US avg
x
Vacancy Rate
14.2%+38% vs US avg
x
Broadband Access
83.8%-4% vs US avg
x
4+ Bedrooms
3.6%-76% vs US avg
x
Built Pre-1939
7.4%-42% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
19.4%-61% vs US avg
x
Mortgage-Free
43.8%+15% vs US avg
x
$121,100
Home Value
$494
Rent
1975
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.2%
  • 1-unit attached2.6%
  • 2-9 units9.8%
  • 10+ units3.3%
  • Mobile home & other8.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$121,100
Median rent$494
Owner-occupied75.2%
Vacant14.2%
Price-to-income2.5x
Est. income to buy$33,000