ZIP Code 47370 — East Germantown town, IN Demographics & Data

ZIP code 47370 covers East Germantown, IN in Wayne County with a population of about 145.

At a glance, the area shows median age of 40.6 versus a U.S. median of about 38.9.

It sits in telephone area code 765; U.S. House district IN-6; the DAYTON media market.

Median household income in ZIP 47370 is about $39,583 — about 47% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.9%; unemployment rate near 6.4%; 9.5% of adults with a bachelor’s degree or higher (about 24.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 7.1% of workers reporting work-from-home (about 8.1 points below the U.S. share (15.2%)); a mean commute of about 65.0 minutes (U.S. average near 26.8).

Median home value is about $78,600 — about 77% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $621 (about 47% below the U.S. median rent ($1,163)), and owner-occupancy near 87.5% (about 22.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 47370 in East Germantown, IN, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $505. That sits below the local median household income ($39,583), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for East Germantown town, IN as Relatively Low (composite score 74.1), which is elevated versus much of the country. The strongest component scores on US5 are flood (79.7) and hurricane (28.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for East Germantown town, IN show limited published climate normals on US5.

IRS migration statistics show a net inflow of about 7 for ZIP 47370 (East Germantown town, IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.