ZIP Code 47449 — Scotland CDP, IN Demographics & Data

ZIP code 47449 covers Scotland, IN in Greene County with a population of about 407.

At a glance, the area shows median age of 45.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 812, 930; U.S. House district IN-8; the TERRE HAUTE media market.

Median household income in ZIP 47449 is about $53,583 — about 29% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.5%; unemployment rate near 10.3%; 6.1% of adults with a bachelor’s degree or higher (about 27.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Education; about 20.5% of workers reporting work-from-home (about 5.3 points above the U.S. share (15.2%)); a mean commute of about 124.0 minutes (U.S. average near 26.8).

Median home value is about $190,600 — about 45% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 86.9% (about 21.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 47449 in Scotland, IN, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,224. That is roughly in line with the local median household income ($53,583). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Scotland CDP, IN as Very Low (composite score 42.5), which is near the middle of the national distribution. The strongest component scores on US5 are flood (52.0) and hurricane (25.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Scotland CDP, IN show little to no average snow and around 49.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 47449 (Scotland CDP, IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.