ZIP Code 47577 — St. Meinrad CDP, IN Demographics & Data

ZIP code 47577 covers St. Meinrad, IN in Spencer County with a population of about 1,179.

At a glance, the area shows median age of 42.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 812, 930; U.S. House district IN-8; the EVANSVILLE media market.

St. Meinrad, IN sits in a university / college context (near saint meinrad school of theology (1.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 47577 is about $65,823 — about 12% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.1%; unemployment rate near 11.1%; 18.4% of adults with a bachelor’s degree or higher (about 15.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Other services, and Education; about 3.6% of workers reporting work-from-home (about 11.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $209,600 — about 40% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $432 (about 63% below the U.S. median rent ($1,163)), and owner-occupancy near 69.6% (about 4.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 47577 in St. Meinrad, IN, a household would need roughly $58,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,346. That sits below the local median household income ($65,823), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for St. Meinrad CDP, IN as Very Low (composite score 39.4), which is relatively lower than many U.S. communities. The strongest component scores on US5 are flood (45.5) and wildfire (29.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for St. Meinrad CDP, IN show little to no average snow and around 49.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 54 for ZIP 47577 (St. Meinrad CDP, IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.