ZIP Code 47596 — Westphalia CDP, IN Demographics & Data

ZIP code 47596 covers Westphalia, IN in Knox County with a population of about 81.

At a glance, the area shows median age of 55.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 812, 930; U.S. House district IN-8; the TERRE HAUTE media market.

Westphalia, IN fits a retirement-oriented profile (high share of residents 65+ (42.0%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 47596 is about $98,438 — about 31% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 17.5%.

Labor and commute patterns include leading industry context around Manufacturing, Wholesale trade, and Retail trade; a mean commute of about 52.0 minutes (U.S. average near 26.8).

Median home value is about $93,200 — about 73% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 47596 in Westphalia, IN, a household would need roughly $26,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $599. That sits below the local median household income ($98,438), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Westphalia CDP, IN as Relatively Low (composite score 55.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (53.4) and hurricane (26.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Westphalia CDP, IN show little to no average snow and around 45.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 4 for ZIP 47596 (Westphalia CDP, IN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.