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Terre Haute city, IN

ZIP 47804 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 47804

Median Home Value
$87,700
Median Rent
$618
Affordability Snapshot
$24,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$563/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

11.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 47804 in Terre Haute city, IN, a household would need roughly $24,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $563. That sits below the local median household income ($38,036), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
61.3%-6% vs US avg
x
Vacancy Rate
12.1%+17% vs US avg
x
Broadband Access
81.1%-7% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
11.6%-9% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
24.9%-50% vs US avg
x
Mortgage-Free
47.6%+25% vs US avg
x
$87,700
Home Value
$618
Rent
1950
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.0%
  • 1-unit attached2.6%
  • 2-9 units11.7%
  • 10+ units6.4%
  • Mobile home & other2.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$87,700
Median rent$618
Owner-occupied61.3%
Vacant12.1%
Price-to-income2.3x
Est. income to buy$24,000