ZIP Code 48001 — Pearl Beach CDP, MI Demographics & Data

ZIP code 48001 covers Pearl Beach, MI in St. Clair County with a population of about 11,502.

At a glance, the area shows median age of 52.0 versus a U.S. median of about 38.9.

It sits in telephone area code 810; U.S. House district MI-9; the DETROIT media market.

Pearl Beach, MI matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 48001 is about $64,538 — about 14% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.8%; unemployment rate near 6.0%; 17.9% of adults with a bachelor’s degree or higher (about 15.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 6.5% of workers reporting work-from-home (about 8.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $250,000 — about 28% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $742 (about 36% below the U.S. median rent ($1,163)), and owner-occupancy near 83.6% (about 18.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48001 in Pearl Beach, MI, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,606. That is roughly in line with the local median household income ($64,538). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pearl Beach CDP, MI as Relatively Moderate (composite score 82.0), which is elevated versus much of the country. The strongest component scores on US5 are flood (85.9) and hurricane (35.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pearl Beach CDP, MI show little to no average snow and around 34.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 450 for ZIP 48001 (Pearl Beach CDP, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.