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Marine City city, MI

ZIP 48039 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48039

Median Home Value
$170,800
Median Rent
$620
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,097/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48039 in Marine City city, MI, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,097. That sits below the local median household income ($76,304), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.2%+36% vs US avg
x
Vacancy Rate
11.4%+10% vs US avg
x
Broadband Access
88.4%+2% vs US avg
x
4+ Bedrooms
4.3%-71% vs US avg
x
Built Pre-1939
8.0%-37% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
28.5%-43% vs US avg
x
Mortgage-Free
41.1%+8% vs US avg
x
$170,800
Home Value
$620
Rent
1958
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.1%
  • 1-unit attached2.6%
  • 2-9 units8.6%
  • 10+ units3.3%
  • Mobile home & other4.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$170,800
Median rent$620
Owner-occupied89.2%
Vacant11.4%
Price-to-income2.2x
Est. income to buy$47,000