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Port Huron city, MI

ZIP 48060 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48060

Median Home Value
$152,000
Median Rent
$790
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$976/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48060 in Port Huron city, MI, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $976. That sits below the local median household income ($51,342), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.3%-5% vs US avg
x
Vacancy Rate
7.7%-26% vs US avg
x
Broadband Access
88.8%+2% vs US avg
x
4+ Bedrooms
4.4%-70% vs US avg
x
Built Pre-1939
8.0%-37% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
29.6%-40% vs US avg
x
Mortgage-Free
42.3%+11% vs US avg
x
$152,000
Home Value
$790
Rent
1961
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.9%
  • 1-unit attached4.1%
  • 2-9 units15.4%
  • 10+ units7.0%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$152,000
Median rent$790
Owner-occupied62.3%
Vacant7.7%
Price-to-income3.0x
Est. income to buy$42,000