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, MI

ZIP 48095 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48095

Median Home Value
$393,200
Median Rent
$747
Affordability Snapshot
$108,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,526/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

43.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48095 in MI, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,526. That sits below the local median household income ($121,713), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
96.3%+47% vs US avg
x
Vacancy Rate
1.1%-89% vs US avg
x
Broadband Access
97.6%+12% vs US avg
x
4+ Bedrooms
10.6%-28% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
14.3%-71% vs US avg
x
Mortgage-Free
39.3%+3% vs US avg
x
$393,200
Home Value
$747
Rent
1982
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached88.4%
  • 1-unit attached4.9%
  • 2-9 units6.1%
  • 10+ units0.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$393,200
Median rent$747
Owner-occupied96.3%
Vacant1.1%
Price-to-income3.2x
Est. income to buy$108,000