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Detroit city, MI

ZIP 48226 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48226

Median Home Value
$307,700
Median Rent
$1,612
Affordability Snapshot
$85,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,977/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

15.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48226 in Detroit city, MI, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,977. That is about 22% above the local median household income ($69,813), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
9.1%-86% vs US avg
x
Vacancy Rate
19.6%+90% vs US avg
x
Broadband Access
89.2%+3% vs US avg
x
4+ Bedrooms
0.1%-99% vs US avg
x
Built Pre-1939
4.9%-62% vs US avg
x
Built Post-2014
2.3%-67% vs US avg
x
Rent Burden >30%
20.8%-58% vs US avg
x
Mortgage-Free
30.7%-20% vs US avg
x
$307,700
Home Value
$1,612
Rent
1962
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached2.0%
  • 1-unit attached1.1%
  • 2-9 units1.6%
  • 10+ units95.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$307,700
Median rent$1,612
Owner-occupied9.1%
Vacant19.6%
Price-to-income4.4x
Est. income to buy$85,000