ZIP Code 48237 — Oak Park city, MI Demographics & Data

ZIP code 48237 covers Oak Park, MI in Oakland County with a population of about 29,370.

At a glance, the area shows median age of 37.9 (near the U.S. median).

It sits in telephone area codes 248, 947; U.S. House district MI-11; the DETROIT media market.

Oak Park, MI sits in a university / college context (near yeshiva gedolah of greater detroit (1.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 48237 is about $65,882 — about 12% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.2%; unemployment rate near 9.9%; 39.5% of adults with a bachelor’s degree or higher (about 5.8 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Professional services; about 21.1% of workers reporting work-from-home (about 5.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $198,500 — about 43% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,107 (about 5% below the U.S. median rent ($1,163)), and owner-occupancy near 59.3% (about 6.1 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48237 in Oak Park, MI, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,275. That sits below the local median household income ($65,882), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Oak Park city, MI as Relatively High (composite score 97.5), which is among the highest nationally. The strongest component scores on US5 are flood (97.5) and wildfire (58.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Oak Park city, MI show little to no average snow and around 34.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,149 for ZIP 48237 (Oak Park city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.