ZIP Code 48316 — undefined, MI Demographics & Data

ZIP code 48316 covers MI in Macomb County with a population of about 28,355.

At a glance, the area shows median age of 46.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 248, 586, 947; U.S. House district MI-10; the DETROIT media market.

Median household income in ZIP 48316 is about $101,232 — about 35% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.1%; unemployment rate near 3.9%; 45.2% of adults with a bachelor’s degree or higher (about 11.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 15.3% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $362,100 — about 4% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,177 (about even with the U.S. median rent ($1,163)), and owner-occupancy near 80.2% (about 14.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48316 in MI, a household would need roughly $100,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,326. That is roughly in line with the local median household income ($101,232). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MI as Relatively High (composite score 96.7), which is among the highest nationally. The strongest component scores on US5 are flood (97.5) and hurricane (49.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MI show little to no average snow and around 33.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,109 for ZIP 48316 (MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.