ZIP Code 48401 — Applegate village, MI Demographics & Data

ZIP code 48401 covers Applegate, MI in Sanilac County with a population of about 1,310.

At a glance, the area shows median age of 55.3 versus a U.S. median of about 38.9.

It sits in telephone area code 810; U.S. House district MI-9; the DETROIT media market.

Applegate, MI fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 48401 is about $68,571 — about 9% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.1%; unemployment rate near 4.0%; 13.7% of adults with a bachelor’s degree or higher (about 20.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Construction; about 8.9% of workers reporting work-from-home (about 6.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $161,200 — about 54% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $723 (about 38% below the U.S. median rent ($1,163)), and owner-occupancy near 80.7% (about 15.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48401 in Applegate, MI, a household would need roughly $44,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,036. That sits below the local median household income ($68,571), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Applegate village, MI as Relatively Low (composite score 70.3), which is elevated versus much of the country. The strongest component scores on US5 are flood (66.2) and hurricane (55.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Applegate village, MI show little to no average snow.

IRS migration statistics show a net inflow of about 51 for ZIP 48401 (Applegate village, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.