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Fenton city, MI

ZIP 48430 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48430

Median Home Value
$308,500
Median Rent
$1,138
Affordability Snapshot
$85,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,982/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48430 in Fenton city, MI, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,982. That sits below the local median household income ($99,755), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
82.7%+26% vs US avg
x
Vacancy Rate
5.0%-51% vs US avg
x
Broadband Access
93.2%+7% vs US avg
x
4+ Bedrooms
3.9%-73% vs US avg
x
Built Pre-1939
3.5%-72% vs US avg
x
Built Post-2014
0.7%-91% vs US avg
x
Rent Burden >30%
25.5%-49% vs US avg
x
Mortgage-Free
33.8%-12% vs US avg
x
$308,500
Home Value
$1,138
Rent
1986
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.1%
  • 1-unit attached4.8%
  • 2-9 units3.4%
  • 10+ units7.1%
  • Mobile home & other7.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$308,500
Median rent$1,138
Owner-occupied82.7%
Vacant5.0%
Price-to-income3.1x
Est. income to buy$85,000