What to know about ZIP 48531
ZIP code 48531 covers ZIP 48531 with a population of about 1,958.
At a glance, the area shows median age of 41.3 versus a U.S. median of about 38.9.
It sits in the FLINT - SAGINAW - BAY CITY media market.
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ZIP Code 48531 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Working Class
At a glance
Population
1,958
Density
N/A
Median income
$36,637
-51% vs US avg
Home value
$40,100
-88% vs US avg
Median rent
$642
-45% vs US avg
Timezone
N/A
Overview of ZIP Code 48531
Income and economy in ZIP 48531
Median household income in ZIP 48531 is about $36,637 — about 51% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 31.8%; unemployment rate near 11.7%; 4.2% of adults with a bachelor’s degree or higher (about 29.5 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Other services; about 6.9% of workers reporting work-from-home (about 8.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 48531
Median home value is about $40,100 — about 88% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $642 (about 45% below the U.S. median rent ($1,163)), and owner-occupancy near 64.8% (roughly in line with the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 48531, a household would need roughly $11,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $258. That sits below the local median household income ($36,637), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.