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DeWitt city, MI

ZIP 48820 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48820

Median Home Value
$318,400
Median Rent
$954
Affordability Snapshot
$88,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,045/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

27.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48820 in DeWitt city, MI, a household would need roughly $88,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,045. That sits below the local median household income ($106,651), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
85.4%+31% vs US avg
x
Vacancy Rate
1.8%-82% vs US avg
x
Broadband Access
92.4%+6% vs US avg
x
4+ Bedrooms
11.1%-25% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
2.4%-65% vs US avg
x
Rent Burden >30%
16.3%-67% vs US avg
x
Mortgage-Free
34.3%-10% vs US avg
x
$318,400
Home Value
$954
Rent
1991
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.7%
  • 1-unit attached3.7%
  • 2-9 units7.5%
  • 10+ units3.9%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$318,400
Median rent$954
Owner-occupied85.4%
Vacant1.8%
Price-to-income3.0x
Est. income to buy$88,000