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, MI

ZIP 48891 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 48891

Median Home Value
$123,300
Median Rent
$668
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$792/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 48891 in MI, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $792. That sits below the local median household income ($53,661), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.9%+36% vs US avg
x
Vacancy Rate
17.8%+73% vs US avg
x
Broadband Access
84.3%-3% vs US avg
x
4+ Bedrooms
5.4%-63% vs US avg
x
Built Pre-1939
5.0%-61% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
19.8%-60% vs US avg
x
Mortgage-Free
53.4%+40% vs US avg
x
$123,300
Home Value
$668
Rent
1977
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.5%
  • 1-unit attached0.9%
  • 2-9 units2.6%
  • 10+ units0.0%
  • Mobile home & other17.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$123,300
Median rent$668
Owner-occupied88.9%
Vacant17.8%
Price-to-income2.3x
Est. income to buy$34,000