ZIP Code 48895 — Williamston city, MI Demographics & Data

ZIP code 48895 covers Williamston, MI in Ingham County with a population of about 11,294.

At a glance, the area shows median age of 47.7 versus a U.S. median of about 38.9.

It sits in telephone area code 517; U.S. House district MI-7; the LANSING media market.

Median household income in ZIP 48895 is about $100,565 — about 34% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.9%; unemployment rate near 4.5%; 50.1% of adults with a bachelor’s degree or higher (about 16.4 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Public administration, and Retail trade; about 15.9% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $272,500 — about 22% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $832 (about 28% below the U.S. median rent ($1,163)), and owner-occupancy near 87.9% (about 22.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 48895 in Williamston, MI, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,750. That sits below the local median household income ($100,565), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Williamston city, MI as Relatively Moderate (composite score 87.2), which is elevated versus much of the country. The strongest component scores on US5 are flood (88.5) and hurricane (46.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Williamston city, MI show little to no average snow and around 34.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 442 for ZIP 48895 (Williamston city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.