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Kalamazoo city, MI

ZIP 49001 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49001

Median Home Value
$139,600
Median Rent
$858
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$897/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

13.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49001 in Kalamazoo city, MI, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $897. That sits below the local median household income ($52,327), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
53.3%-18% vs US avg
x
Vacancy Rate
9.1%-11% vs US avg
x
Broadband Access
85.8%-1% vs US avg
x
4+ Bedrooms
1.0%-94% vs US avg
x
Built Pre-1939
12.8%-0% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
30.6%-39% vs US avg
x
Mortgage-Free
39.8%+4% vs US avg
x
$139,600
Home Value
$858
Rent
1949
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.7%
  • 1-unit attached1.7%
  • 2-9 units14.8%
  • 10+ units15.3%
  • Mobile home & other1.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$139,600
Median rent$858
Owner-occupied53.3%
Vacant9.1%
Price-to-income2.7x
Est. income to buy$38,000