What to know about ZIP 49023
ZIP code 49023 covers ZIP 49023 with a population of about 1,685.
At a glance, the area shows median age of 40.7 versus a U.S. median of about 38.9.
It sits in the SOUTH BEND - ELKHART media market.
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
ZIP code 49023 covers ZIP 49023 with a population of about 1,685.
At a glance, the area shows median age of 40.7 versus a U.S. median of about 38.9.
It sits in the SOUTH BEND - ELKHART media market.
Median household income in ZIP 49023 is about $19,183 — about 74% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 43.3%; unemployment rate near 10.3%; 6.8% of adults with a bachelor’s degree or higher (about 26.9 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; a mean commute of about 180.0 minutes (U.S. average near 26.8).
Median home value is about $214,000 — about 39% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $472 (about 59% below the U.S. median rent ($1,163)), and owner-occupancy near 9.1% (about 56.3 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 49023, a household would need roughly $59,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,375. That is about 208% above the local median household income ($19,183), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.