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Delton CDP, MI

ZIP 49046 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49046

Median Home Value
$268,100
Median Rent
$826
Affordability Snapshot
$74,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,722/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49046 in Delton CDP, MI, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,722. That sits below the local median household income ($83,393), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
91.6%+40% vs US avg
x
Vacancy Rate
22.1%+115% vs US avg
x
Broadband Access
85.9%-1% vs US avg
x
4+ Bedrooms
5.7%-62% vs US avg
x
Built Pre-1939
6.9%-46% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
12.5%-75% vs US avg
x
Mortgage-Free
42.7%+12% vs US avg
x
$268,100
Home Value
$826
Rent
1975
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.7%
  • 1-unit attached1.0%
  • 2-9 units2.0%
  • 10+ units0.3%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$268,100
Median rent$826
Owner-occupied91.6%
Vacant22.1%
Price-to-income3.2x
Est. income to buy$74,000