ZIP Code 49066 — undefined, MI Demographics & Data

ZIP code 49066 covers MI in St. Joseph County with a population of about 784.

At a glance, the area shows median age of 32.9 versus a U.S. median of about 38.9.

It sits in telephone area code 269; U.S. House district MI-5; the GRAND RAPIDS - KALMZOO - B. CRK media market.

Median household income in ZIP 49066 is about $65,625 — about 13% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.3%; unemployment rate near 3.7%; 10.8% of adults with a bachelor’s degree or higher (about 22.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Retail trade; a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $187,500 — about 46% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $650 (about 44% below the U.S. median rent ($1,163)), and owner-occupancy near 86.1% (about 20.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49066 in MI, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,204. That sits below the local median household income ($65,625), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for MI as Relatively Low (composite score 58.6), which is near the middle of the national distribution. The strongest component scores on US5 are flood (68.1) and hurricane (38.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for MI show little to no average snow and around 39.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 31 for ZIP 49066 (MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.