Home
States
ZIP 49077
Housing & Real Estate

ZIP 49077 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49077

Median Home Value

$257,600

Median Rent

$1,110

Affordability Snapshot

$71,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,655/mo PITI).

19%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.3 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49077, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,655. That is roughly in line with the local median household income ($69,282). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

62.4%-5% vs US avg

Vacancy Rate

3.4%-67% vs US avg

Broadband Access

95.6%+10% vs US avg

4+ Bedrooms

0.7%-95% vs US avg

Built Pre-1939

2.5%-81% vs US avg

Built Post-2014

1.5%-78% vs US avg

Rent Burden >30%

10.8%-78% vs US avg

Mortgage-Free

48.8%+28% vs US avg

$257,600

Home Value

$1,110

Rent

1995

Year Built

2015

Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached33.9%
1-unit attached3.8%
2-9 units20.8%
10+ units11.3%
Mobile home & other30.3%

ZIP 49077 — Housing & Real Estate

Housing & Real Estate in ZIP Code 49077

Explore related to ZIP 49077

Housing & Real Estate key statistics