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Jackson city, MI

ZIP 49203 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49203

Median Home Value
$150,900
Median Rent
$810
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$969/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49203 in Jackson city, MI, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $969. That sits below the local median household income ($55,689), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
67.3%+3% vs US avg
x
Vacancy Rate
10.0%-3% vs US avg
x
Broadband Access
91.4%+5% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
10.0%-22% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
28.7%-42% vs US avg
x
Mortgage-Free
41.5%+9% vs US avg
x
$150,900
Home Value
$810
Rent
1955
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.6%
  • 1-unit attached3.9%
  • 2-9 units16.6%
  • 10+ units4.2%
  • Mobile home & other1.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$150,900
Median rent$810
Owner-occupied67.3%
Vacant10.0%
Price-to-income2.7x
Est. income to buy$42,000