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ZIP 49204 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49204

Median Home Value
$316,700
Median Rent
$609
Affordability Snapshot
$87,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,034/mo PITI).

41%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

17.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

43.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49204, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,034. That is about 392% above the local median household income ($17,679), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
3.8%-94% vs US avg
x
Vacancy Rate
15.4%+50% vs US avg
x
Broadband Access
89.2%+3% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
2.6%-63% vs US avg
x
Rent Burden >30%
26.4%-47% vs US avg
x
Mortgage-Free
50.0%+31% vs US avg
x
$316,700
Home Value
$609
Rent
1938
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached10.8%
  • 1-unit attached4.8%
  • 2-9 units30.0%
  • 10+ units54.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$316,700
Median rent$609
Owner-occupied3.8%
Vacant15.4%
Price-to-income17.9x
Est. income to buy$87,000