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Vineyard Lake CDP, MI

ZIP 49230 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49230

Median Home Value
$252,800
Median Rent
$822
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,624/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49230 in Vineyard Lake CDP, MI, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,624. That sits below the local median household income ($81,052), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.9%+39% vs US avg
x
Vacancy Rate
25.4%+147% vs US avg
x
Broadband Access
93.4%+7% vs US avg
x
4+ Bedrooms
5.3%-64% vs US avg
x
Built Pre-1939
4.3%-67% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
25.6%-48% vs US avg
x
Mortgage-Free
40.1%+5% vs US avg
x
$252,800
Home Value
$822
Rent
1974
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.8%
  • 1-unit attached0.6%
  • 2-9 units1.8%
  • 10+ units2.1%
  • Mobile home & other4.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$252,800
Median rent$822
Owner-occupied90.9%
Vacant25.4%
Price-to-income3.1x
Est. income to buy$70,000