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Hudson city, MI

ZIP 49247 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49247

Median Home Value
$138,600
Median Rent
$706
Affordability Snapshot
$38,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$890/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.3x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49247 in Hudson city, MI, a household would need roughly $38,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $890. That sits below the local median household income ($60,404), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.9%+27% vs US avg
x
Vacancy Rate
12.6%+23% vs US avg
x
Broadband Access
82.8%-5% vs US avg
x
4+ Bedrooms
5.8%-61% vs US avg
x
Built Pre-1939
7.0%-46% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
25.9%-48% vs US avg
x
Mortgage-Free
44.2%+16% vs US avg
x
$138,600
Home Value
$706
Rent
1956
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.5%
  • 1-unit attached0.6%
  • 2-9 units4.5%
  • 10+ units1.0%
  • Mobile home & other7.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$138,600
Median rent$706
Owner-occupied82.9%
Vacant12.6%
Price-to-income2.3x
Est. income to buy$38,000