US5.com
  1. Home
  2. States
  3. Michigan
  4. ZIP 49286
  5. Housing & Real Estate
Tecumseh city, MI

ZIP 49286 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49286

Median Home Value
$221,800
Median Rent
$849
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,425/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49286 in Tecumseh city, MI, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,425. That sits below the local median household income ($73,054), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
79.3%+21% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
89.6%+3% vs US avg
x
4+ Bedrooms
2.6%-83% vs US avg
x
Built Pre-1939
5.9%-54% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
19.4%-61% vs US avg
x
Mortgage-Free
35.5%-7% vs US avg
x
$221,800
Home Value
$849
Rent
1976
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.6%
  • 1-unit attached3.2%
  • 2-9 units13.3%
  • 10+ units3.8%
  • Mobile home & other2.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$221,800
Median rent$849
Owner-occupied79.3%
Vacant3.4%
Price-to-income3.0x
Est. income to buy$61,000