US5.com
  1. Home
  2. States
  3. Michigan
  4. ZIP 49401
  5. Housing & Real Estate
Allendale CDP, MI

ZIP 49401 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49401

Median Home Value
$298,700
Median Rent
$992
Affordability Snapshot
$82,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,919/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49401 in Allendale CDP, MI, a household would need roughly $82,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,919. That is roughly in line with the local median household income ($73,020). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
55.9%-14% vs US avg
x
Vacancy Rate
6.1%-40% vs US avg
x
Broadband Access
86.7%-0% vs US avg
x
4+ Bedrooms
8.5%-43% vs US avg
x
Built Pre-1939
2.1%-83% vs US avg
x
Built Post-2014
1.2%-83% vs US avg
x
Rent Burden >30%
37.0%-25% vs US avg
x
Mortgage-Free
28.8%-25% vs US avg
x
$298,700
Home Value
$992
Rent
2002
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.0%
  • 1-unit attached11.4%
  • 2-9 units18.9%
  • 10+ units15.0%
  • Mobile home & other3.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$298,700
Median rent$992
Owner-occupied55.9%
Vacant6.1%
Price-to-income4.1x
Est. income to buy$82,000