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Coopersville city, MI

ZIP 49404 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49404

Median Home Value
$271,200
Median Rent
$849
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,742/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49404 in Coopersville city, MI, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,742. That is roughly in line with the local median household income ($77,970). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.7%+23% vs US avg
x
Vacancy Rate
2.9%-72% vs US avg
x
Broadband Access
91.3%+5% vs US avg
x
4+ Bedrooms
6.4%-57% vs US avg
x
Built Pre-1939
3.0%-77% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
28.0%-44% vs US avg
x
Mortgage-Free
37.6%-2% vs US avg
x
$271,200
Home Value
$849
Rent
1984
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.5%
  • 1-unit attached0.8%
  • 2-9 units10.7%
  • 10+ units2.1%
  • Mobile home & other10.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$271,200
Median rent$849
Owner-occupied80.7%
Vacant2.9%
Price-to-income3.5x
Est. income to buy$75,000