ZIP Code 49406 — Douglas city, MI Demographics & Data

ZIP code 49406 covers Douglas, MI in Allegan County with a population of about 922.

At a glance, the area shows median age of 57.4 versus a U.S. median of about 38.9.

It sits in telephone area code 269; U.S. House district MI-4; the GRAND RAPIDS - KALMZOO - B. CRK media market.

Douglas, MI fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 49406 is about $95,417 — about 27% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 2.9%; unemployment rate near 1.1%; 65.9% of adults with a bachelor’s degree or higher (about 32.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Food services, and Professional services; about 20.1% of workers reporting work-from-home (about 4.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $470,500 — about 35% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 94.9% (about 29.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49406 in Douglas, MI, a household would need roughly $130,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,022. That is about 36% above the local median household income ($95,417), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Douglas city, MI as Relatively Low (composite score 68.5), which is near the middle of the national distribution. The strongest component scores on US5 are flood (79.4) and hurricane (38.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Douglas city, MI show little to no average snow and around 34.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 36 for ZIP 49406 (Douglas city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.