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Fremont city, MI

ZIP 49412 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49412

Median Home Value
$180,600
Median Rent
$723
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,160/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49412 in Fremont city, MI, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,160. That sits below the local median household income ($63,504), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.3%+29% vs US avg
x
Vacancy Rate
11.8%+14% vs US avg
x
Broadband Access
85.1%-2% vs US avg
x
4+ Bedrooms
4.8%-67% vs US avg
x
Built Pre-1939
9.5%-26% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
12.6%-75% vs US avg
x
Mortgage-Free
44.8%+17% vs US avg
x
$180,600
Home Value
$723
Rent
1972
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.6%
  • 1-unit attached1.7%
  • 2-9 units9.0%
  • 10+ units2.2%
  • Mobile home & other10.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$180,600
Median rent$723
Owner-occupied84.3%
Vacant11.8%
Price-to-income2.8x
Est. income to buy$50,000