ZIP Code 49417 — Grand Haven city, MI Demographics & Data

ZIP code 49417 covers Grand Haven, MI in Ottawa County with a population of about 33,277.

At a glance, the area shows median age of 42.7 versus a U.S. median of about 38.9.

It sits in telephone area code 616; U.S. House district MI-3; the GRAND RAPIDS - KALMZOO - B. CRK media market.

Median household income in ZIP 49417 is about $84,476 — about 12% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.3%; unemployment rate near 3.4%; 37.6% of adults with a bachelor’s degree or higher (about 3.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 11.5% of workers reporting work-from-home (about 3.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $287,800 — about 17% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $978 (about 16% below the U.S. median rent ($1,163)), and owner-occupancy near 78.0% (about 12.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 49417 in Grand Haven, MI, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,849. That is roughly in line with the local median household income ($84,476). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Grand Haven city, MI as Relatively Moderate (composite score 82.9), which is elevated versus much of the country. The strongest component scores on US5 are flood (88.0) and wildfire (34.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Grand Haven city, MI show little to no average snow and around 37.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,302 for ZIP 49417 (Grand Haven city, MI) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.