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Pentwater village, MI

ZIP 49449 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49449

Median Home Value
$282,400
Median Rent
$550
Affordability Snapshot
$78,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,814/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

42.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49449 in Pentwater village, MI, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,814. That is roughly in line with the local median household income ($74,286). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 52% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.7%+34% vs US avg
x
Vacancy Rate
52.5%+409% vs US avg
x
Broadband Access
89.4%+3% vs US avg
x
4+ Bedrooms
6.3%-58% vs US avg
x
Built Pre-1939
4.3%-66% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
11.0%-78% vs US avg
x
Mortgage-Free
49.5%+30% vs US avg
x
$282,400
Home Value
$550
Rent
1979
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.5%
  • 1-unit attached0.0%
  • 2-9 units5.0%
  • 10+ units1.5%
  • Mobile home & other7.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$282,400
Median rent$550
Owner-occupied87.7%
Vacant52.5%
Price-to-income3.8x
Est. income to buy$78,000