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Ferrysburg city, MI

ZIP 49456 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49456

Median Home Value
$294,500
Median Rent
$1,040
Affordability Snapshot
$81,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,892/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49456 in Ferrysburg city, MI, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,892. That is roughly in line with the local median household income ($85,807). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.7%+26% vs US avg
x
Vacancy Rate
10.4%+1% vs US avg
x
Broadband Access
94.0%+8% vs US avg
x
4+ Bedrooms
8.4%-43% vs US avg
x
Built Pre-1939
3.9%-70% vs US avg
x
Built Post-2014
1.5%-79% vs US avg
x
Rent Burden >30%
16.8%-66% vs US avg
x
Mortgage-Free
32.8%-14% vs US avg
x
$294,500
Home Value
$1,040
Rent
1984
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.9%
  • 1-unit attached11.9%
  • 2-9 units6.3%
  • 10+ units9.0%
  • Mobile home & other4.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$294,500
Median rent$1,040
Owner-occupied82.7%
Vacant10.4%
Price-to-income3.4x
Est. income to buy$81,000