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ZIP 49515 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49515

Median Home Value
$245,800
Median Rent
$1,314
Affordability Snapshot
$68,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,579/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49515, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,579. That sits below the local median household income ($82,241), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
65.1%-0% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
95.1%+9% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
19.4%-61% vs US avg
x
Mortgage-Free
41.5%+9% vs US avg
x
$245,800
Home Value
$1,314
Rent
1987
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.1%
  • 1-unit attached13.6%
  • 2-9 units13.6%
  • 10+ units18.5%
  • Mobile home & other2.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$245,800
Median rent$1,314
Owner-occupied65.1%
Vacant3.4%
Price-to-income3.0x
Est. income to buy$68,000