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ZIP 49610
Housing & Real Estate

ZIP 49610 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 49610

Median Home Value

$350,000

Median Rent

$927

Affordability Snapshot

$96,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,248/mo PITI).

11%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.5 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 49610, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,248. That is roughly in line with the local median household income ($99,578). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 38% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

91.5%+40% vs US avg

Vacancy Rate

37.7%+266% vs US avg

Broadband Access

94.5%+9% vs US avg

4+ Bedrooms

8.9%-40% vs US avg

Built Pre-1939

1.0%-92% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

27.1%-45% vs US avg

Mortgage-Free

37.8%-1% vs US avg

$350,000

Home Value

$927

Rent

1991

Year Built

2012

Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached83.3%
1-unit attached5.6%
2-9 units4.7%
10+ units4.6%
Mobile home & other1.8%

ZIP 49610 — Housing & Real Estate

Housing & Real Estate in ZIP Code 49610

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